From a reliable Insurance agent of a Skyline resident
As we approach the Annual Open Enrollment, I thought it necessary to answer some questions and clear up some misinformation that I have been hearing. As you may have heard, there are changes to the Medicare Supplement Plans that will be available after 1/1/2020. Plan F is going away and the best plan available will be G. HOWEVER…Plan F is not going away for any of you, only for people eligible for Medicare after 1/1/2020. You do not need to make any changes and you will not lose your current coverage. If you are not currently enrolled in Plan F, you will always have the option of changing to it in the future should you want to. I have also heard from clients that received phone calls stating that the rates for F are going to increase dramatically. As far as I can tell, this a marketing tactic to get you to switch and has no basis in anything that I have seen or been told by the carriers I represent. The Open Enrollment Period runs from 10/15/2019 – 12/7/2019 and is for Medicare Prescription Plans and Medicare Advantage Plans only. If you have a Medicare Supplement, there is nothing you need to do. It automatically continues and can be changed at any time of the year.
How do F and G compare/differ?
I’d suggest doing an internet search. Here’s one site: https://www.forbes.com/sites/forbesfinancecouncil/2017/08/30/medigap-plan-f-versus-plan-g-whats-the-difference/#23b964671fa0