Ed note: It’s unfortunate but true that there are some bad actors out there trying to fool you, spy on you and scare you–all to get your money or identity. In addition to the below, consider the following: Use two step authentication for your personal accounts; cover your kindle and computer camera (yes, a hacker can silently turn on your camera and spy on you); if someone sends you a strange email such as “can you help me with Amazon,” either don’t respond or call them up. Banks and the government don’t call you for information. Be wary of clicking on any link or solicitation–it can infect your computer with a virus. Also use a good anti-viral program to protect your computer along with a program such as Malware Bytes. It is advisable to “freeze” the three credit reporting agencies (Equifax, TransUnion, and Experian) which can be done on-line or on the phone. If in doubt, call a trusted friend, family member or Skyline administration. Whatever, don’t send money or personal information when threatened or cajoled!
- Government Impersonation Scams: Scammers pose as officials from the IRS, Social Security Administration, or Medicare, threatening arrest or loss of benefits if immediate payment isn’t made.
- Tech Support Scams: Fraudsters claim to be tech support agents, convincing seniors to pay for unnecessary services or to gain access to their computers.
- Sweepstakes and Lottery Scams: Victims are told they’ve won a prize but must pay fees or taxes upfront to claim it.
- AI-Powered Scams: Using advanced technology, scammers create realistic emails or calls that appear to be from trusted sources, tricking seniors into sharing personal information.
- Romance Scams: Scammers build fake romantic relationships online and then ask for money, often claiming to need it for emergencies.